BEGIN:VCARD
VERSION:3.0
REV:2026-08-20T21:25:53Z
N;CHARSET=utf-8:;DHI-AI;;;
FN;CHARSET=utf-8:DHI-AI
EMAIL;INTERNET:insights@dhi-ai.com
TEL;WORK:03 9221 6333
ADR;WORK;POSTAL;CHARSET=utf-8:101 Collins Street, Melbourne 3000, Victoria
 
URL:https://dhi-ai.com
PHOTO;ENCODING=b;TYPE=JPEG:/9j/4AAQSkZJRgABAQAASABIAAD/4QBMRXhpZgAATU0AKgAA
 AAgAAYdpAAQAAAABAAAAGgAAAAAAA6ABAAMAAAABAAEAAKACAAQAAAABAAAAsaADAAQAAAABAAA
 AhQAAAAD/7QA4UGhvdG9zaG9wIDMuMAA4QklNBAQAAAAAAAA4QklNBCUAAAAAABDUHYzZjwCyBO
 mACZjs+EJ+/8AAEQgAhQCxAwEiAAIRAQMRAf/EAB8AAAEFAQEBAQEBAAAAAAAAAAABAgMEBQYHC
 AkKC//EALUQAAIBAwMCBAMFBQQEAAABfQECAwAEEQUSITFBBhNRYQcicRQygZGhCCNCscEVUtHw
 JDNicoIJChYXGBkaJSYnKCkqNDU2Nzg5OkNERUZHSElKU1RVVldYWVpjZGVmZ2hpanN0dXZ3eHl
 6g4SFhoeIiYqSk5SVlpeYmZqio6Slpqeoqaqys7S1tre4ubrCw8TFxsfIycrS09TV1tfY2drh4u
 Pk5ebn6Onq8fLz9PX29/j5+v/EAB8BAAMBAQEBAQEBAQEAAAAAAAABAgMEBQYHCAkKC//EALURA
 AIBAgQEAwQHBQQEAAECdwABAgMRBAUhMQYSQVEHYXETIjKBCBRCkaGxwQkjM1LwFWJy0QoWJDTh
 JfEXGBkaJicoKSo1Njc4OTpDREVGR0hJSlNUVVZXWFlaY2RlZmdoaWpzdHV2d3h5eoKDhIWGh4i
 JipKTlJWWl5iZmqKjpKWmp6ipqrKztLW2t7i5usLDxMXGx8jJytLT1NXW19jZ2uLj5OXm5+jp6v
 Lz9PX29/j5+v/bAEMAAgICAgICAwICAwQDAwMEBQQEBAQFBwUFBQUFBwgHBwcHBwcICAgICAgIC
 AoKCgoKCgsLCwsLDQ0NDQ0NDQ0NDf/bAEMBAgICAwMDBgMDBg0JBwkNDQ0NDQ0NDQ0NDQ0NDQ0N
 DQ0NDQ0NDQ0NDQ0NDQ0NDQ0NDQ0NDQ0NDQ0NDQ0NDQ0NDf/dAAQADP/aAAwDAQACEQMRAD8A/fy
 iiigD5z+MX7VfwX+A+u2fhv4k6w+nX99a/bII1haTdCXZM5H+0prymL/gor+yjIuf+EsK89Gt3B
 /lX5lf8FeFP/C7/CLdj4ZA/K6nr4q+D37KPxo+Ovh+58T/AA50cahYWl0bSWQyqmJQoYjB9mFBo
 oq12f0Hf8PEf2Uf+huH/fh/8KP+HiP7KP8A0Nw/78P/AIV+Jn/DuT9qn/oWU/7/AKUf8O5P2qf+
 hZX/AL/pQHLE/bP/AIeI/so/9DcP+/D/AOFH/DxH9lH/AKG4f9+H/wAK/Ez/AIdx/tU/9Cyn/f8
 ASj/h3J+1T/0LK/8Af9KA5Yn7Z/8ADxH9lH/obh/34f8Awo/4eI/so/8AQ3D/AL8P/hX4mf8ADu
 T9qn/oWV/7/pR/w7k/ap/6Flf+/wClAcsT9s/+HiP7KP8A0Nw/78P/AIUf8PEf2Uf+huH/AH4f/
 CvxM/4dx/tU/wDQsp/3/Sj/AIdx/tU/9Cyn/f8ASi4csT9s/wDh4j+yj/0Nw/78P/hR/wAPEf2U
 f+huH/fh/wDCvxM/4dyftU/9Cyv/AH/Sj/h3J+1T/wBCyv8A3/SgOWJ+2f8Aw8R/ZR/6G4f9+H/
 wo/4eI/so/wDQ3D/vw/8AhX4mf8O5P2qf+hZX/v8ApR/w7j/ap/6FlP8Av+lAcse5+2f/AA8R/Z
 R/6G4f9+H/AMKP+HiP7KP/AENw/wC/D/4V+Jn/AA7k/ap/6Flf+/6Uf8O5P2qf+hZX/v8ApQHLE
 /a2X/gov+yjEQP+ErZ8/wB23c/0r3n4M/tBfC/4+WWpah8M9TbUodJljhui0Zj2PKpZRz1yAa/l
 Z+M37P3xN+Al7p2n/ErTRp02qxPNbKHD70jbax46c1+vn/BHmJx4K+Ic5HyNqligPusLE/zFApR
 SV0fsrRRRQQFFFFAH/9D9/KKKKAP57P8Agr1/yWrwf/2Lf/t1LX13/wAEj/8AkgviP/sZJf8A0n
 hr5E/4K9f8lq8H/wDYt/8At1LX13/wSP8A+SC+I/8AsZJf/SeGg0fwn6sUUUUGYUUUUAFFFFABR
 RRQAUUUUAFFFFABRRRQB+DX/BYX/kdPh7/2C7z/ANHCvXf+CPn/ACTnx9/2G7b/ANJxXtv7cf7G
 fi/9qPXvDOreGdZstLTQ7Se3lW6VmLtLIHBG3sBXbfsO/steJv2XfC3iTQvE2qWuqSa1qEV3E9q
 rKEWOIIQd3fIoNLrlsfctFFFBmFFFFAH/0f38ooooA/ns/wCCvX/JavB//Yt/+3UtfXf/AASP/w
 CSC+I/+xkl/wDSeGvkT/gr1/yWrwf/ANi3/wC3UtfXf/BI/wD5IL4j/wCxkl/9J4aDR/CfqxXyf
 +2H+0hffsv/AA00/wAfWGjxa3Je6zDpZt5pGiVRLDPLvyvOR5OMe9fWFflp/wAFb/8Ak3HQf+xv
 s/8A0jvaCI7nzh/w+E8Sf9E+sf8AwLk/wo/4fCeJf+ifWP8A4GSf4V80/wDBNb4S/D34yfHDXvD
 PxK0aDXNMtfCl1fQ29xnalzHe2MauMEchJXH41+2//DCX7KH/AETzTP8Ax/8A+KoLfKj83x/wWE
 8SZ5+H1j/4Fyf4V7H8OP8AgrX8N9au4rL4i+G7zQfMfDXVqwuYYxjqV4fr6V9cXH7Bn7KE8Lw/8
 K/0+PepXfGXVlz3B3cGvy//AGzf+CcWm/Czwhe/FX4M3F1c6TpYEup6TckzTQQcBponAyyqTl1P
 ReRwDQHus/dPwV458JfETw/beKvBWqW+r6XdDMdxbOHXPdT3Vh3Bwa3tSuzYaddXwXebeGSUKe+
 xS2P0r+ZH/gnn+0brXwc+Nuj+Db+6kk8KeNbyDSby2Zz5cF3cuI7a5UE4UrKyq5/55sxPQV/TH4
 i/5F/U/wDrzn/9FtQRJWPxU8P/APBXHxHrWvabozeAbGMX93BbFxdyEqJnCZ6ds5r9w6/iv8Bf8
 jz4e/7Ctl/6OSv7UKCpqwUUUUEH5j/tc/8ABQDWP2Z/irF8ObHwpbazHJpVtqX2ma4eNgZ5JUK4
 UYwPLz+NfS37I37Qt7+0x8KpPiNfaTFo0keq3OnfZoZGkUiBImDbm5yfM6e1fir/AMFXf+ToLb/
 sV9O/9H3Vfo3/AMEov+TX7j/sZ9R/9FW1BbS5bnX/ALZ/7aeqfsra54c0nT/Dlvri67az3LPNM0
 RjMThMDaOc5rsf2Mf2q9Q/ap8NeIde1DQodDbRL6KzWOGVpRIJIxJuJbpjpX51/wDBYX/kdPh7/
 wBgu8/9HCvXf+CPn/JOfH3/AGG7b/0nFA7LlufsRRRRQZhRRRQB/9L9/KKKKAP57P8Agr1/yWrw
 f/2Lf/t1LX13/wAEj/8AkgviP/sZJf8A0nhr5E/4K9f8lq8H/wDYt/8At1LX13/wSP8A+SC+I/8
 AsZJf/SeGg0fwn6sV+Wn/AAVv/wCTcdB/7G+z/wDSO9r9S6/LT/grf/ybjoP/AGN9n/6R3tBMdz
 4g/wCCRP8Aycd4m/7Em9/9OOnV/RVX85P/AASVv7HTv2ifEk2oXEVtG3gu9QPM4RSx1DTjjLEDO
 AeK/oY/4Snwz/0FrL/wIj/+KoHPc3q57xbpul6z4U1nSNcKjTr7T7q2vC3C/Z5YmSTPtsJpJvF/
 hS3jaWfWbCNFGSzXMYAH/fVfmt+3F+3P8PvB3w71v4bfDbVoNa8U69ayafJLaMJIbK3uFKSuzjg
 uUJVQOhOe1BKVz+d6V3sdVeSxdo2t7gtC6HDKUf5SCO4wCK/tT8Q/8i/qX/XnP/6Lav5R/wBjP4
 Jal8c/j94Z0FbQ3Gi6Xew6trkjqTEtjaOsjxufWcgRAer56A1/Vz4i/wCRf1P/AK85/wD0W1Bcz
 +KWx+1i9tzp+/7V5qeR5f3/ADMjbt984x719l+Z+3Z/f8bf+Rq+VvAX/I8+Hv8AsK2X/o5K/tQo
 KlKx/Kx5n7dn9/xt/wCRqPM/bs/v+Nv/ACNX9U9FBPtD+Mz4pn4ot4mU/Fw6kdc+yx7f7V3faPs
 25tn3+du7dj3zX9AX/BKL/k1+4/7GfUf/AEVbV+cn/BV3/k6C2/7FfTv/AEfdV+jf/BKL/k1+4/
 7GfUf/AEVbUDk/dPkv/gsL/wAjp8Pf+wXef+jhXrv/AAR8/wCSc+Pv+w3bf+k4ryL/AILC/wDI6
 fD3/sF3n/o4V67/AMEfP+Sc+Pv+w3bf+k4oB/CfsRRRRQZBRRRQB//T/fyiiigD+ez/AIK9f8lq
 8H/9i3/7dS19d/8ABI//AJIL4j/7GSX/ANJ4a+Sv+CutvPN8afCDRRu4HhvGVUn/AJepfSvq/wD
 4JM3EFh8CfEUV9Ilu58RykLKwQkfZ4ecNig0fwn6vV8Ef8FEvgz8QPjl8FdJ8J/DjT/7S1K28R2
 19JFvCYgjtrqNmyfRpFH4190f2ppn/AD9wf9/V/wAaX+09N/5+4P8Av4v+NBCdj+X6z/4J9ftea
 dKZtP8ADctrIy7S8N2I2Kkg4ypBxkDitL/hhP8AbT/6BV9/4MT/APFV/Th/aWnf8/UH/fxf8aX+
 0dP/AOfqH/v4v+NBXOz+Yxv2Dv2z5x5UukXjK3BDagSPxy1ep/Db/glR8avEl7FN8QNQsvDtiWz
 Ltf7RcEd8KOMn3r+iH+0LD/n5h/7+L/jS/brE9LiL/vtf8aA52eH/AAA/Zz+HP7OfhX/hG/Alpi
 W42tfX82GubuRR1dvQc4UcCvaNZt5bvR761gG6Sa2ljQerMhAH51Y+22f/AD8Rf99r/jTvtlp/z
 3j/AO+x/jQQfzG+Ev8Agnx+1LpnirRtSvPCuyC11C1mlbz0OEjlVmP4AV/T1Vf7Xa/89o/++hTv
 tNv/AM9U/wC+hQNu5NRUX2iD/non/fQpfOh/vr+YoEfiZ/wUF/ZJ+OXxs+PEHjL4d6F/aOlJoNl
 ZmbzVT99FLcMy4PPAdfzr7T/4J9fCHx38E/gRN4N+Ilh/Z2qtrt7eCHeH/cyxwKrZHHJQ/lX3D5
 sf99fzFLvQ9GH50Fc2lj8lv+Ckf7NHxe+PPibwdqHwz0f+04NLsLmG6bzFTY8koZRz1yK9G/4Jv
 fAb4mfAfwX4v0n4l6X/AGZc6nqkFxbLvD740hCE8e9fpJuHqKWgObSwUUUUEhRRRQB//9T9/KKK
 KAPwV/4Kvab4ivPjH4Pk0e0vLiIeHmDtbRSOob7TJwSgIzX506F/wtDS4TBpya5axs24rClxGpP
 qQAOa/ryutM02+cSXtrDcMowGljVyB6AkVW/sDQh0061/78p/hTTK5j+VGz1P4t5G6fxB+Jua6i
 11H4rY5m17/wAmK/qI/sLRP+gfa/8AflP8KX+xNG/58Lb/AL8p/hT5iT+Zm11H4pcZm1zp/wBPF
 dFa6h8TcjMut/8Akev6Rf7F0f8A58bb/v0n+FL/AGNpH/Plb/8Afpf8KfMJo/nosL74j4G6XWe3
 Xz67GyvfiD8u6XV/x86v3o/sjSu1nb/9+l/wpf7K0wf8ukH/AH7X/CjnFyn4jWV546wMyap07+d
 XXWd3413Luk1LqOvm1+xn9mad/wA+sP8A37X/AAp39naf/wA+0P8A3wv+FCmHKflHZXPi7jL6h/
 5FrsbC48UEjc99+PmV+ln2CxH/AC7xf98D/CnCysx0gj/74H+FHOHKfAdhP4hx8zXnbrvrs7GXW
 zjc1z2676+yvslqP+WMf/fIp32e3H/LJP8AvkUcwcp8z2EmqZG5p/x3V2Vi19gbjL+Oa9n8iH/n
 mv5CnCKMdEX8qVxpHF2JmON278c12Fvnyhmpdq9gKdUjCiiigAooooA//9X9/KKKKACiiigAooo
 oAKKKKACiiigAooooAKKKKACiiigAooooAKKKKACiiigAooooA//W/fyiiigAooooAKKKKACiii
 gAooooAKKKKACiiigAooooAKKKKACiiigAooooAKKKKAP/1/38ooooAKKKKACiiigAooooAKKKK
 ACiiigAooooAKKKKACiiigAooooAKKKKACiiigD/9k=
END:VCARD
